Money certainly changes Jenner Redwines life when she wins a lottery jackpot. But it also costs her plenty Her father rips her off and disappears, her fortune-hunting boyfriend soon becomes her ex, and friends-turned-freeloaders give her the cold shoulder when she stops paying for everything. Flush with new money, Jenner cant imagine ever finding a place in the world of the wealthy. Seven years later, though, shes rubbing elbows with the rich, despite the fact she still feels like a party crasher. Luckily she finds an ally and a guide to the rarefied realm of privilege in shy, kind-hearted heiress Sydney Hazlett, who quickly becomes Jenners confidante and surrogate sister. When Sydney invites Jenner on a charity cruise aboard a luxury liner, Jenner reluctantly agrees.