Retirement. It’s what most working people live for, isn’t it? That time when there are clocks, no boss and no deadlines. If retirement is supposed to be bliss, why are so many people depressed and discouraged living in retirement? The reason is that most people don’t know how to prepare. They focus on their “number” – that magical amount that will carry them through and allow them to follow their dreams. But, they don’t focus on all of the other aspects of retirement: Health, wellness, living out the second half of life, and living options to name just a few. After working with retirees for over 25 years, Mark Singer started to see patterns. He understood what made the difference between those enjoying retirement, and those just in retirement.