Jamie Peters no longer believes in true love. True idiots, true scumbags, true moochers - these she believes in wholeheartedly, and she's got the checkered dating history to prove it. So, she's more than a little skeptical when her cross-dressing psychic tells her she's about to meet her soul mate - during an accident. Yeah, sounds about right. And then it happens. A knight in shining armour steps between her and a mugger on a subway platform. Just a regular, honest, upright Jack. The kind they don't make anymore...Jonathon Davidson doesn't believe in destiny - or lying to beautiful women as a rule. But now that Jamie thinks he's just an ordinary guy, how can he possibly tell her that he's really, her roommate's brother, a millionaire to boot, and the jerk who's investigating her application to his grandfather's charitable trust because she may be involved in something illegal? Yeah, rhetorical question.